For me, it would have to be the Direct Merchants Bank Titanium card: each individual purchase came with a 90-day grace period, regardless of the amount spent, no AF. Alas, as they say, all good things come to an end...
Chase Cash Plus Rewards card. 5% on Grocery, Gas, and Drugstores.
Weren't there a few recent threads though that mentioned BoA as either clawing back part of the $25 quarterly rewards or reducing the amount rewarded per quarter, if people didn't charge more than $25 each month?
@Anonymous wrote:
I'm a little upset I missed out on getting a Better Balance Rewards card from Bank of America. Actually I'm a little upset I missed out on getting five of those cards.
Whats a card that is discontinued that you wish you could have now?
BoA cuts most people off at four cards now. Personally, I can't think of five small monthly recurring charges, so I'm good with the one I have for Netflix.
I wouldn't mind having a Diner's Club card. It's a hidden tradeline, so you get a nice place to stash an unreporting balance if you need to. It's not necessairly discontinued, but they haven't allowed new applications in years.
Also: there were a few threads/posts from not too long ago IIRC where where people who had large multiples of the BBR ended up getting some closed out by BoA -- for example, the poster here who formerly had 7 BBRs?
@galahad15 wrote:
Weren't there a few recent threads though that mentioned BoA as either clawing back part of the $25 quarterly rewards or reducing the amount rewarded per quarter, if people didn't charge more than $25 each month?
I personally have not heard that. I have been using it for $7.99 - $9.99 a month for almost 2 years now (Netflix), and I get $30 a quarter for depositing to a BoA checking account.
I have heard stories of BoA randomly waiving $1 - $4 transaction amounts, so there's no balance due, which prevents you from getting the credit for that quarter. Sneaky, sneaky.
Im suprised no one's mentioned their precious Sallie Mae