@Anonymous wrote:
I don't understand why all the fuss about whether the card reports as secured. The majority of us who have secured cards are in building/rebuilding stage and we have no chance with prime lenders.
Because there are other loan types besides prime credit cards which those of us in a rebuilding mode can, and should, be applying for. 
ilecs: I am very heartened to hear your positive experience though with secured cards and obtaining future benefits: thank you for sharing that.
Discernment: hrm, that's nice news to hear about USAA and increasing one's deposit limit. It's not something I'm chasing right now, but if my struggling to reach a mortgage turns out to be more like 24 months instead of 18, it's probably an option I might take for artificial CLI increases if it doesn't change the CD term. Thank you for that info!
I concur on BOA and USAA.
