Best card for cash back paying utility bills?

ghector · ‎05-10-2022

Anything higher than an 'everyday' 2% card?

I did a search here but most of the posts were older. thanks!

shadanat · ‎05-10-2022

Utilites is one of the catergories that gives 5% cash back on the US Bank Cash+ card.

AlanGJP · ‎05-10-2022

You can safely rule out any card in my sig. Beyond the standard for the card, afaik none of them offer anything for utilities.

Probably not too helpful unless you were considering any of them. I'll be following this thread with interest.

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Last Updated: 2023/11/09

Kforce · ‎05-10-2022

@shadanat wrote:
Utilites is one of the catergories that gives 5% cash back on the US Bank Cash+ card.

^^^ This

* Note depending on where and what utility company you are using there sometimes are a few snags

Have a propane delivery that does not code as a utility so it is a no go.

My electric company will let you pay, however only current months bill and each payment a fee is attached reducing value.

Last year was able to pay a few month with single fee. They closed that door.

For many the category is a good one, just look into the utility company police on paying with CC (fees and limits)

coldfusion · ‎05-10-2022

US Bank Cash+ or its fraternal twin Max Cash Preferred issued through its Elan business unit but is logo'd by and applied for through a number of credit unions and smaller banks.

5% cash back on utilities on up to $2000 spend per quarter.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Anonymous · ‎05-10-2022

@coldfusion wrote:
US Bank Cash+ or its fraternal twin Max Cash Preferred issued through its Elan business unit but is logo'd by and applied for through a number of credit unions and smaller banks.

5% cash back on utilities on up to $2000 spend per quarter.

And if you are lucky, you can use paypal bill pay and charge it to Cash+/Max Cash, avoiding a credit card fee when one is charged. This seems to work for National Grid/Eversource in MA and for Verizon FiOS. But your utility needs to be listed as one Paypal can pay, and, as always, this obvious loophole might be time limited.