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Best cards for a thin file?

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Anonymous
Not applicable

Best cards for a thin file?

I started rebuilding my credit file 2 years ago with a $2,000 credit builder loan from my credit union. I now have Capital One and Barclay cards. Both are 1 1/2 years of history with $7,500 and $5,000 limits.  I want to maintain good credit limits, so what cards should I apply for?

Message 1 of 21
20 REPLIES 20
Blodreina
Established Contributor

Re: Best cards for a thin file?

What are your scores?

Message 2 of 21
Anonymous
Not applicable

Re: Best cards for a thin file?

Equifax- 694, Transunion- 704, Experian- 701

Message 3 of 21
Anonymous
Not applicable

Re: Best cards for a thin file?

Try to get in with chase. Go to the prequal page and see if youre prequalified. I would go for the chase freedom or freedom unlimited.

Message 4 of 21
CreditCuriosity
Moderator Emeritus

Re: Best cards for a thin file?

Disocver/Amex love thin files

Message 5 of 21
Blodreina
Established Contributor

Re: Best cards for a thin file?


@Anonymous wrote:

Equifax- 694, Transunion- 704, Experian- 701


You should be able to get most cards.  What do you want?

Message 6 of 21
Anonymous
Not applicable

Re: Best cards for a thin file?


@CreditCuriousity wrote:

Disocver/Amex love thin files


^This! Discover and Amex would love to be in your wallet and they grow very quickly.

Message 7 of 21
joltdude
Senior Contributor

Re: Best cards for a thin file?

Thin and clean, you definitely should grab an Amex and Discover first.....

 

=)

 

 

Message 8 of 21
Anonymous
Not applicable

Re: Best cards for a thin file?

I want: Amex Blue Cash Everyday, Capital One Venture, Discover IT, Chase Freedom, Barclay Arrival.  What do you think?

Message 9 of 21
peghede
Valued Contributor

Re: Best cards for a thin file?

NFCU

Message 10 of 21
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