Best store card?

[Anonymous]

is a macys store card (not associated with visa, mc, etc) a "retail account" or a "revolving account"

[Anonymous]

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@Anonymous wrote:

is a macys store card (not associated with visa, mc, etc) a "retail account" or a "revolving account"

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It's actually both. The "revolving account" thing means bank card, including the co-branded ones like Macy's AmEx.

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

[LS2982]

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@Anonymous wrote:

It seems like everyone agrees that having a store card helps your credit.

The problem is I don't really buy anything except food, booze, and maybe a videogame once a month.  I do pretty much all my shopping for socks and t-shirts or whatever on Amazon, but their card doesn't even give any cash back, so I'd rather just use my Amex for that.

What's the best store card for me?

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I would reccomend the Walmart card as well. Free FICO, can pull cash and shows up as a purchase on statement

[LS2982]

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@Anonymous wrote:

Just get as many accounts as you can that way in 5 years your average age of accounts will be unshakeable.

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That wouldn't be a good idea to do all at once but maybe 2-3 every 2 years so your not getting too many INQ denials and too many recvent accounts denials.