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Black Card Invitation

Harvey26
Valued Contributor

Black Card Invitation

Came home today to a Black Card Mastercard Invitation for mom. I was so exicted like do you know how people actually get these in the mail. She looked at me and said "shred it". I think the APR she was offered was 16.99 and there APR online is 16.74. Hmmm interesting. But she is in love with her Flagship Card has a 30K limit and 11.99%. So I guess I cant be but so mad. 

Message 1 of 17
16 REPLIES 16
Remedios
Moderator

Re: Black Card Invitation

She probably read about benefits before shredding it, which would make it correct course of action. 

Undead Danny Trejo looks strangely like dead Danny Trejo, who looks exactly like alive Danny Trejo. Thanks, Netflix!
Message 2 of 17
Obscure-Expert
Valued Contributor

Re: Black Card Invitation

Have you looked at the absurd AF for it?  It's a generic MC that doesn't offer much.

 

https://www.luxurycard.com/compare

500K+ TCL / 800+ FCOs
Message 3 of 17
wasCB14
Super Contributor

Re: Black Card Invitation

Why were you so excited? It's generally considered one of the worst values among ~$500 AF cards (unless someone complains about the AF and gets it waived).

 

Maybe you're confusing it with the actually-hard-to-get Amex Centurion?

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 4 of 17
NRB525
Super Contributor

Re: Black Card Invitation

Listen to your mom.
High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
Message 5 of 17
Remedios
Moderator

Re: Black Card Invitation

You know it's bad when there are 4 posts in a sequence, all in agreement 

Undead Danny Trejo looks strangely like dead Danny Trejo, who looks exactly like alive Danny Trejo. Thanks, Netflix!
Message 6 of 17
longtimelurker
Mega Contributor

Re: Black Card Invitation


@Remedios wrote:

You know it's bad when there are 4 posts in a sequence, all in agreement 


Nah, they are just jealous of OP's mother!

 

All the naysayers are forgetting:

 

LUXURY MAGAZINE®

Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

 
That must be worth, what, 10c per year?
Message 7 of 17
wasCB14
Super Contributor

Re: Black Card Invitation


@longtimelurker wrote:

@Remedios wrote:

You know it's bad when there are 4 posts in a sequence, all in agreement 


Nah, they are just jealous of OP's mother!

 

All the naysayers are forgetting:

 

LUXURY MAGAZINE®

Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

 
That must be worth, what, 10c per year?

To maximize the confusion between Amex and Black Card, maybe Barclays should have gone with "Arrivals" for the magazine name (vs. Amex's "Departures"). Not sure if their existing Arrival CC trademark would cover it, though.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 8 of 17
Remedios
Moderator

Re: Black Card Invitation


@longtimelurker wrote:

@Remedios wrote:

You know it's bad when there are 4 posts in a sequence, all in agreement 


Nah, they are just jealous of OP's mother!

 

All the naysayers are forgetting:

 

LUXURY MAGAZINE®

Cardmembers receive LUXURY MAGAZINE, the exclusive quarterly publication covering a broad range of categories–including travel, fashion, real estate, vehicles and technology. Each issue showcases an artist’s work as the cover art, making it a limited-edition collector’s item.

 
That must be worth, what, 10c per year?

 

And you can meet Mastercard Golf Ambassadors. Had I known that ...

Undead Danny Trejo looks strangely like dead Danny Trejo, who looks exactly like alive Danny Trejo. Thanks, Netflix!
Message 9 of 17
coldfusion
Community Leader
Super Contributor

Re: Black Card Invitation

Listen to your mother.



(4/2021)
FICO 8 (EX) 815 (TU) 822 (EQ) 808
FICO 9 (EX) 827 (TU) 826 (EQ) 832

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 10 of 17
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