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Black/Premier/Invite Only Cards Out There?

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astrangerwcandy
Contributor

Black/Premier/Invite Only Cards Out There?

Just curious if there are any "premier" "black" "invite only" "whatever" cards out there that are attainable for us regular schmucks that don't require 5 million on the bank of frequent private jet travel Smiley Tongue

 

From my own research I've seen the Citi Premier, Ritz Carlton, Visa Black Card(blech), Delta Reserve and AAdvantage Executive World Elite. Anything else out there that is reasonably doable? I'd like to eventually get one of these and I'd like to know what options there are out there that I may not know about.

Message 1 of 71
70 REPLIES 70
Anonymous
Not applicable

Re: Black/Premier/Invite Only Cards Out There?

You can get the Chase Palladium by just putting $250k in the bankSmiley Tongue  A huge difference from $5 million..

Message 2 of 71
jsucool76
Super Contributor

Re: Black/Premier/Invite Only Cards Out There?

Sounds like you just sounded off on any card with a $400+ AF. Doesn't make these cards better. Just makes them different. They're certainly not exclusive. Just require some decent credit and a willingness to pay the AF. 

Message 3 of 71
astrangerwcandy
Contributor

Re: Black/Premier/Invite Only Cards Out There?

Hah God willing I actually probably could do that in about 10 years. Will keep that in mind ;P

Message 4 of 71
astrangerwcandy
Contributor

Re: Black/Premier/Invite Only Cards Out There?


@jsucool76 wrote:

Sounds like you just sounded off on any card with a $400+ AF. Doesn't make these cards better. Just makes them different. They're certainly not exclusive. Just require some decent credit and a willingness to pay the AF. 


I listed off cards that are generally considered at or near top tier by their respective banks. I can shell out the AF for one of these when I find the benefits I want. I'd probably pick the Ritz or the Prestige today as a frequent traveler. But I don't know what I don't know so I'm just seeing if anyone here with more knowledge and experience than I might know of something I dont Smiley Tongue

Message 5 of 71
Anonymous
Not applicable

Re: Black/Premier/Invite Only Cards Out There?


@Anonymous wrote:

You can get the Chase Palladium by just putting $250k in the bankSmiley Tongue  A huge difference from $5 million..


Are you guaranteed to get approved for the Chase Palladium if you're a Chase private client customer?  I am currently a CPC, but I've been waiting to apply for the Palladium card because I feel like my credit scores might be too low.

Message 6 of 71
Anonymous
Not applicable

Re: Black/Premier/Invite Only Cards Out There?


@Anonymous wrote:

@Anonymous wrote:

You can get the Chase Palladium by just putting $250k in the bankSmiley Tongue  A huge difference from $5 million..


Are you guaranteed to get approved for the Chase Palladium if you're a Chase private client customer?  I am currently a CPC, but I've been waiting to apply for the Palladium card because I feel like my credit scores might be too low.


What are your score if you don't mind me asking?  It is a soft pull for the Palladium and it does not report on your reports.

Message 7 of 71
CreditCuriosity
Moderator Emeritus

Re: Black/Premier/Invite Only Cards Out There?

Money talks... If you have the Ritz/CSP with the limits you have 15k on your csp? I doubt there is a difference UW as long as you have 250k with them and wanting to pay the AF...15k is min on the palladium I believe..  So why not if it is what you desire.

Message 8 of 71
Anonymous
Not applicable

Re: Black/Premier/Invite Only Cards Out There?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

You can get the Chase Palladium by just putting $250k in the bankSmiley Tongue  A huge difference from $5 million..


Are you guaranteed to get approved for the Chase Palladium if you're a Chase private client customer?  I am currently a CPC, but I've been waiting to apply for the Palladium card because I feel like my credit scores might be too low.


What are your score if you don't mind me asking?  It is a soft pull for the Palladium and it does not report on your reports.


EQ: 685 TU: 667 EX: 638

Message 9 of 71
Anonymous
Not applicable

Re: Black/Premier/Invite Only Cards Out There?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

You can get the Chase Palladium by just putting $250k in the bankSmiley Tongue  A huge difference from $5 million..


Are you guaranteed to get approved for the Chase Palladium if you're a Chase private client customer?  I am currently a CPC, but I've been waiting to apply for the Palladium card because I feel like my credit scores might be too low.


What are your score if you don't mind me asking?  It is a soft pull for the Palladium and it does not report on your reports.


EQ: 685 TU: 667 EX: 638


It is softpull so I'd put in the paper app. if I were you.  They are able to tell you immediately/create the card for you....   Chase I am told with my dealings in me does NOT depend on FICO scores in approving applications and that goes for the Palladium.

 

I'd say you are good to go.  If you get it, report back and post picsSmiley Happy

Message 10 of 71
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