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Blispay

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sports1965
Frequent Contributor

Blispay

Are they BK friendly?

Message 1 of 12
11 REPLIES 11
Creditplz
Valued Contributor

Re: Blispay

From everything I've read I would assume not.
Message 2 of 12
Anonymous
Not applicable

Re: Blispay

Yes I have a 3 year old BK and was approved for 5K
Message 3 of 12
Anonymous
Not applicable

Re: Blispay

My scores were in the 690s upon approval
Message 4 of 12
Anonymous
Not applicable

Re: Blispay

There are several Blispay threads, but I'm not sure if any of them go into to detail about BKs. Best of luck to you!
Message 5 of 12
Anonymous
Not applicable

Re: Blispay


@Anonymous wrote:
Yes I have a 3 year old BK and was approved for 5K

Looks like the answer is yes. Please let us know if you decide to go for it. 

Message 6 of 12
GirlMelanie89
Established Contributor

Re: Blispay


@sports1965 wrote:

Are they BK friendly?


I would guess it depends on how far post BK you are.  I am 2 years out with an EX score of 674 and was denied a week or 2 ago. Smiley Sad

Bankruptcy discharged: May 2014 Starting Score: 571 Goal Score: 700
Current Score: 676 (EQ FICO) 674 (EX FICO) 662 (TU FICO)

Mortgage Loan Originator in Kentucky
Message 7 of 12
GalaxyStars
Regular Contributor

Re: Blispay

Everyones credit profile is different even with Bankruptncy.

So with that said, a person that has been removed from bk for 4 years with 1 trade line might get declined, while a person removed from bk for 1 year with 5 tradelines might be approved.

So to answer the question more better, is yes they are known to approve customers with BK, but it's not guaranteed.

And neither is not even having a bk, a few people with 700 scores and no bk have been declined

Message 8 of 12
creditguy
Valued Contributor

Re: Blispay

They don't outright deny for BK like some lenders so your BK is no disqualification. The real question is how does your EX look? It seems that high 600's is what's needed with minimal baddies, of course someone will say they were approved with a low 600, that's why everything is ymmv. The only way to find out is to pull the trigger, Good Luck.
Message 9 of 12
kugel
Valued Contributor

Re: Blispay

I was just approved with a 12 month bk 5k
Message 10 of 12
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