I have a normal Blue and a Clear. I contemplated the Blue Cash, but opted for the regular Blue instead. My Blue has a much higher credit limit that my Clear (8.9k and 2k), and I use it a lot combined with my Gold card to rack up the Membership Rewards points. I figured they would pay off more than the Blue Cash would. The Clear is okay, it's a straight 1 percent cash back card. However, at 2k if I forget to PIF by the statement date then I'll probably take a bit of a hit from util. The no over the limit fees and late fees seems nice at first, but if you plan on having problems with that, then I would recommend any other lender that is not American Express over Amex, as they are finicky with the FRs and whatnot.