BoA Better Balance Rewards

[Anonymous]

Your BankAmericard® Better Balance Rewards™ MasterCard® Credit Card application has been approved with a $7,500 credit line.

Ok.  Back in the garden for good this time

[Themanwhocan]

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@Anonymous wrote:

Also, I'm guessing that PIF counts as paying more than the minimum due even if the minimum due is the full balance, right?

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I expect so.

However, I'm not applying for that card just yet. I have 2 recent Barclay cards, and I don't want to push my luck too much

Maybe around the end of January I can risk it though I should wait until the end of March.

[Anonymous]

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@Themanwhocan wrote:

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@Anonymous wrote:

Also, I'm guessing that PIF counts as paying more than the minimum due even if the minimum due is the full balance, right?

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I expect so.

However, I'm not applying for that card just yet. I have 2 recent Barclay cards, and I don't want to push my luck too much

Maybe around the end of January I can risk it though I should wait until the end of March.

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I spoke with a CSR and PIF counts   I've gotten 2 new cards this week as well, so no more apps for me any time soon.

[darkpearl]

Just remember the $25 will post before the statement cuts that month so you need more than that on the balance to offset it...

[Kenny]

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@darkpearl wrote:

Just remember the $25 will post before the statement cuts that month so you need more than that on the balance to offset it...

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So true! I wasn't prepared that one month. LOL It's always a good idea just to hAve this as your cell phone bill or something.

[MACFRME]

I am just using it for gas each month. I don't use more than like $200, which will not upset my utilization too much if it reports. This will leave me with 3 accounts reporting balances, however. My usage is sitting around 8% right now, and that dropped my FICO about 20 points.

[Anonymous]

I'm debating apping for this, the Cash rewards, both or neither. haha...the $25 quarterly is a great perk and I could just pay my insurance on it.

Descisions, decisions.

[kkapdolee]

Has anyone actually answered OP's question?

What is the minimum expenditure one needs to put on the card each month?

Can it be $0.01?

I was recently approved for the card but haven't received it yet.

[darkpearl]

Even if you are putting $25 for the non-bonus months and $50 for the bonus month, that is $25 for $100 which is a 25% cash back rate. Definitely beats whatever other card you would have put that money on.

[09Lexie]

There's been a few threads in the past. The consensus was allow more than $2.00 to report, to be safe $5.00. 

http://ficoforums.myfico.com/t5/Credit-Cards/BoA-Better-Balance-Rewards-Breakdown/m-p/2255725#M63210...