BoA CLI Increase 7-10 day message

[xXIDaShizIXx]

Hey guys, I requested a CLI on my BoA card and received the 7-10 day message. I requested it go from $2,000 to $10,000. Is this an auto denial or is it a likely approval after review during the business day? My highest limit is now $15,000. Thanks guys!

[kdm31091]

I don't have BOA but it sounds like a decline. You can always call and see if they'll give you maybe part of what you asked for. IMO, always better to speak to an actual person so you can explain why you need it.

[xXIDaShizIXx]

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@kdm31091 wrote:

I don't have BOA but it sounds like a decline. You can always call and see if they'll give you maybe part of what you asked for. IMO, always better to speak to an actual person so you can explain why you need it.

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I just spoke with a CSR and they said because I requested over $2,000 they would have to manually review it, but they couldn't currently because they don't work on Sundays and if I'm approved I should see the changes reflected in my account within 3 days if approved. She said if I was declined I would receive a letter in 7 to 10 days.

[Anonymous]

Since you too the hp, call the credit analyst tomorrow  There's a sticky with all the numbers to call.  

[xXIDaShizIXx]

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@Anonymous wrote:

Since you too the hp, call the credit analyst tomorrow  There's a sticky with all the numbers to call.  

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I will. Does that sound about right what the CSR told me?

[Anonymous]

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@xXIDaShizIXx wrote:

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@kdm31091 wrote:

I don't have BOA but it sounds like a decline. You can always call and see if they'll give you maybe part of what you asked for. IMO, always better to speak to an actual person so you can explain why you need it.

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I just spoke with a CSR and they said because I requested over $2,000 they would have to manually review it, but they couldn't currently because they don't work on Sundays and if I'm approved I should see the changes reflected in my account within 3 days if approved. She said if I was declined I would receive a letter in 7 to 10 days.

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Yes.  CSR is not credit analyst.  You will get further with them.  And it would be an instant answer.  Did this witht the red 1,2,3 and will do it again with my other low limit card to a travel rewards.  Got 12k which I was not expecting.

[xXIDaShizIXx]

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@Anonymous wrote:

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@xXIDaShizIXx wrote:

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@kdm31091 wrote:

I don't have BOA but it sounds like a decline. You can always call and see if they'll give you maybe part of what you asked for. IMO, always better to speak to an actual person so you can explain why you need it.

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I just spoke with a CSR and they said because I requested over $2,000 they would have to manually review it, but they couldn't currently because they don't work on Sundays and if I'm approved I should see the changes reflected in my account within 3 days if approved. She said if I was declined I would receive a letter in 7 to 10 days.

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Yes.  CSR is not credit analyst.  You will get further with them.  And it would be an instant answer.  Did this witht the red 1,2,3 and will do it again with my other low limit card to a travel rewards.  Got 12k which I was not expecting.

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Awesome thanks. I'll be contacting them in the morning.

[Marcos8]

Give it a few hours tomorrow. A 7-10 is not necessarily a bad thing with BOA. I have gotten a 7-10 and then logged out and then back in 5 min later and had the new requested amount showing. There's no rush with this since your HP will be good for 30 days. If you log in by the end of business day tomorrow and don't see the increase the call a credit analyst. You may get what you want just give it a sec. 

[xXIDaShizIXx]

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@Marcos8 wrote:

Give it a few hours tomorrow. A 7-10 is not necessarily a bad thing with BOA. I have gotten a 7-10 and then logged out and then back in 5 min later and had the new requested amount showing. There's no rush with this since your HP will be good for 30 days. If you log in by the end of business day tomorrow and don't see the increase the call a credit analyst. You may get what you want just give it a sec. 

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Awesome. I've heard that before on the boards. It would be nice. I'll let you guys know how it goes.

[Marcos8]

If by tomorrow night you don't see it reflected in your account call the backdoor credit analyst number Tuesday.  Good luck!