Ok, so I've been like clockwork requesting a CLI from BoA for the past 3 months and nothing. I got the card in September with a $2.5 limit and since january have been requesting CLI and always get the 5-7 day message. But today I realize my Experian is frozen so could that be the reason why I'm always getting denied.
@Anonymous wrote: Ok, so I've been like clockwork requesting a CLI from BoA for the past 3 months and nothing. I got the card in September with a $2.5 limit and since january have been requesting CLI and always get the 5-7 day message. But today I realize my Experian is frozen so could that be the reason why I'm always getting denied.
If you haven't gotten any letters in the mail that would be the reason. I would unfreeze it and call an analyst. They know you have been hitting the button. Careful.
They have given me CLI's every 6 months, not 3 months and I use the card heavily. I don't know if I'm going to ask for a CLI in June because I'm too worried about having my limit slashed.
Even if your report is frozen, it should still be viewable by your current creditors. It is only unviewable to someone you do not have an established credit relationship with.
