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BoA Prod Change Requirements

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Anonymous
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BoA Prod Change Requirements

My mom has had the Bank of America regular platinum visa for a few years now. She wanted to get a Worldpoints Visa Sig but was denied on the application. Is it possible to do a product change instead? Would she still not qualify to do a product change based on the same reasons she was denied when she did a new app? The account has ~2 lates but it has been paid off and zeroed out since the end of this summer. FAKO scores are low to mid 600s. Any ideas?
Message 1 of 3
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CreditDrama85
Established Contributor

Re: BoA Prod Change Requirements

if her current cl is over $5,000 she should be able to convert to the signature world points card.....(if there are no recent lates on the current card)
Message 2 of 3
Anonymous
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Re: BoA Prod Change Requirements

Thanks.. she was able to call and convert it. One thing they didn't address though was the interest rate. Her Plat visa interest rate is variable 18.24. Will that stick with the account? I have the same card with a 9.9 fixed, so will her account also have that APR?
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