BoA Secured Cash reward GRADUATED!!!

[Prince_Kay5]

I have always wanted this card, for what reason? I don't know lol. I have always banked with BoA since 2016 and every year until December 2021 I would apply for their unsecured card and get denied. Back in 2021 I had 17 credit cards but I felt like I was missing this one card lol. I put my pride aside and applied for the Secured card for $1000. Having 4 Amex cards, my friends didn't understand why I wanted this card haha.

At the time of application my credit score was 710, but was denied the unsecured card and got the secured card. After that I had been using the card for gas, would charge maximum $100 on it and pay it in full. I never requested a graduation, until last week when I was going to go on an app spree. I called , they verified my info, put me on hold and said my request was APPROVED! Wow! The $1000 was immediately showing in my checking account.

The rep was trying to have me apply for another BoA card, I told him I knew I would not get approved so no worries LMAO.

Transunion score at graduation 752 score, Oldest account 7 years 2 months, LOL/24, 10 inquiries, AAoA 2years 3 months.

[JoeRockhead]

Hey, a person wants, what they want . Nicely done, you're on a roll lately, congratulations on your graduation!!

[NoMoreDebt]

congrats on the card graduation

[cashorcharge]

WooHoo!! Congratulations on your BofA Approval!!👏🏼🍾🥂

[CreditAggie]

Congratulations on your BofA graduation!

Did you receive a CLI with the graduation or did your credit limit remain at $1000?

[Prince_Kay5]

My credit limit remained the same. I did ask the rep to put in a CLI request for me, but I haven't heard back since. It's probably a denial.

[CreditAggie]

---

@Prince_Kay5 wrote:

My credit limit remained the same. I did ask the rep to put in a CLI request for me, but I haven't heard back since. It's probably a denial.

---

Thank you for the clarification. Keep us updated if you find out!

[KingRue8500]

Congrats on your BOA Customized Cash Rewards Graduation

[TMDSCT]

WOW!  That's awesome and not as easy as a lot of people think.  Good for you!

[OniStringer]

Congrats on the graduation! Always a good feeling.