Today my credit history became five years old - first c/c was BofA Gold VISA opened 5/2003.
So I got up my nerve and hit the luv button for both my BofA VISA and AmEx.
VISA went from $23,400 to $28,100 - which is the typical 20%.
AmEx went from $8000 to $10,000. I tried for $15K but can't complain, the card is only two months old.
My total UTI is down to 6%, most of which is on my 0% BT Discover.
I no longer am paying any interest, and I will have NO DEBT in about 3 months!
YAY! Thanks to all on these boards, I've learned so much here!