BofA TR email offer

Anonymous · ‎07-20-2020

Was curious if anyone got a 25k point Bank of America Travel Rewards offer in their email today? Was curious if this was targeted or a mass email?

I burned FIA 13 years ago but managed to get a MLB card six years ago with them but was denied 14 months ago for this card for the past FIA debt (I did pay it back).

i also have a checking and savings with them but don't live in their footprint.

CramEiko · ‎07-20-2020

@Anonymous wrote:
Was curious if anyone got a 25k point Bank of America Travel Rewards offer in their email today? Was curious if this was targeted or a mass email?

I burned FIA 13 years ago but managed to get a MLB card six years ago with them but was denied 14 months ago for this card for the past FIA debt (I did pay it back).

i also have a checking and savings with them but don't live in their footprint.

Just got one - DFW area TX

Updated Feb 2023:
Citi Double Cash: $26,300
Citi Costco: $33,800
PenFed Power Cash: $50,000
Chase Freedom Unlimited: $33,400
NFCU Cash Rewards: $29,000
BoA Unlimited Cash: $99,900
Wells Fargo Active Cash: $50,000
Citi AAdvantage Executive: $30,500
Wells Fargo Mortgage 30yr fixed 3.625%

Business Cards:
BoA Business Advantage Unlimited Cash: $8,000
Chase Ink Business Unlimited: $75,000
Chase Ink Business Unlimited: $75,000

RIP: EECU PLOC | BBVA PLOC | Chase SP | Chase Amazon | Chase Freedom | WF Propel | Cap1 QS | AMEX Gold | BoA Custom Cash | Lowes | Barclays Aviator Red

Anonymous · ‎07-20-2020

Got one as well. Now not sure if it's a valid offer or just a mass mailer. Won't take the HP without knowing if its pre-approved or not.

coldfusion · ‎07-20-2020

Bank of America emails and snail mails are variants of offers-to-apply, they aren't true preapprovals.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

CreditCuriosity · ‎07-20-2020

Got one today as well and not a pre-approval just marketing. Usually you see them online with set APR's and OPT-OUT prescreen verbiage, etc.. email certainly didnt have that and was just a marketing campaign.

TSlop · ‎07-21-2020

The offer showing on the website for me is 25k points, so it must be for everyone. I did not get an email but I already have the PR.

coldfusion · ‎07-21-2020

@CreditCuriosity wrote:
Got one today as well and not a pre-approval just marketing. Usually you see them online with set APR's and OPT-OUT prescreen verbiage, etc.. email certainly didnt have that and was just a marketing campaign.

Even the online offers are just marketing unless they're extended as a Special Offer in your Activity Center.

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion

Doodlebug30 · ‎07-21-2020

I also received one in my email & was wondering if it was valid as well.

TSlop · ‎07-21-2020

@Doodlebug30 wrote:
I also received one in my email & was wondering if it was valid as well.

@Doodlebug30 it is valid. 25k is the offer showing on BoA's website. Unless you are talking about pre-approvals; it would just be a marketing email and not a genuine pre-approval.

Doodlebug30 · ‎07-21-2020

@TSlop Yeah that's what I meant was a pre-approval. I don't see any "special offers" in my BOA acct so I think it's safe to say it's just marketing.