Hey all,
I've read on here that BofA has a 'ceiling' of credit they will extend to someone across all of their credit lines ($99,900).
Does this include any BofA accounts that you're an Authorized User on?
Cheers!
That does not factor in any cards for which you have no financial responsibility. I have $94.9k and $5k on my two cards and am also an AU on a card with a $99.9k limit. The "limit" doesn't apply to everyone, it's just what myself and a number of others here have encountered once we start getting denied for further increases or new credit without (usually automatic) reallocation. I have received "insufficient deposit balances with Bank of America and its partners" letters for the reason. (Partners would be Merrill Lynch and Merrill Edge.) A few others here have surpassed the $100k mark.
