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BofA hard 2nd Hard Pull

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haulingthescoreup
Moderator Emerita

Re: BofA hard 2nd Hard Pull


@Anonymous wrote:

I have heard from others that BofA has begun pulling both EX and TU as part of their standard practice.


Glad they didn't do that with me! One hard on EX. And that was back on 2/18, so if they were going to pull something else, I think (hope) it would have shown up by now.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 11 of 17
Anonymous
Not applicable

Re: BofA hard 2nd Hard Pull



@haulingthescoreup wrote:

@Anonymous wrote:

I have heard from others that BofA has begun pulling both EX and TU as part of their standard practice.


Glad they didn't do that with me! One hard on EX. And that was back on 2/18, so if they were going to pull something else, I think (hope) it would have shown up by now.

Yeah, I'm glad they didn't do that to you, too.  I heard about that from esshua when she got her BofA Amex.  They double-pulled her (TU and EX).
 
Message 12 of 17
haulingthescoreup
Moderator Emerita

Re: BofA hard 2nd Hard Pull


@Anonymous wrote:

@haulingthescoreup wrote:

@Anonymous wrote:
I have heard from others that BofA has begun pulling both EX and TU as part of their standard practice.

Glad they didn't do that with me! One hard on EX. And that was back on 2/18, so if they were going to pull something else, I think (hope) it would have shown up by now.

Yeah, I'm glad they didn't do that to you, too. I heard about that from esshua when she got her BofA Amex. They double-pulled her (TU and EX).

Wow, her scores and reports are WAY better than mine. I definitely got lucky. I wonder if it's because I app'd an affinity card, rather than a straight BofA card?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 17
Anonymous
Not applicable

Re: BofA hard 2nd Hard Pull

Here's an update.
 
Today I called the staus number for BOA and they advised me that I was apporved with a CL of $3500.  I am happy but confused.  What whold have prompted them to pull a 2nd report after my 1st was denied?
 
WBLAKE
Message 14 of 17
Anonymous
Not applicable

Re: BofA hard 2nd Hard Pull

Congrats WB! WTG! Smiley Happy
Message 15 of 17
ficonovice
Frequent Contributor

Re: BofA hard 2nd Hard Pull

Sounds similar to what they did with me, though I think they pulled 2 hards at the same time followed by a TU hard a few days later. My credit limit was also $3,500. I'm guessing they approved you through FIA card services.
 
Just my experience, but they've been great so far. I asked for CLI to $10,000 after 30 days via website and was approved.
Rust never sleeps and neither does my fico score...
Message 16 of 17
Red1Blue
Super Contributor

Re: BofA hard 2nd Hard Pull



ficonovice wrote:
Sounds similar to what they did with me, though I think they pulled 2 hards at the same time followed by a TU hard a few days later. My credit limit was also $3,500. I'm guessing they approved you through FIA card services.
 
Just my experience, but they've been great so far. I asked for CLI to $10,000 after 30 days via website and was approved.


That is great. Hopefully once my 99/500 secured card becomes unsecure, may be I can get some CLI on my BOA Card. It is due to become unsecure in 4 months. Counting Days....
Message 17 of 17
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