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I have two BofA credit cards that I would like to CLI. Will they review the CLI request for both cards on one HP? I know they are HP happy. Are they like Amex where you need to wait 6 months between CLIs on separate cards?
I'm curious to know the answer too. Hopefully someone who knows will comment.
I have read a few posts from people that asked for a CLI then called again and asked to use the same pull and get more limit. I think one of those posts was on 2 cards.
They use the same pull for 30 days. They use TU for HP and EX for app most of the time.
I have two boa cards and got multiple cli on one and single cli on another using same hp within 30days. Depends on the analyst you talk to. I kept calling until I found somebody who was ready to use same hp for both cards.
@Luscher wrote:
Just do it online. No need to talk to anybody
I have read many posts from people that call to make sure they will not HP again.
Do you have experience with multiple CLI online and only 1 HP for 30 days? That will be sweet.
I know from personal experience they will not hard pull you within 30 days on the same card, they may or may not approve additional CLI's but will use same report.
When talking about a CLI on an additional card, I would definitely call unless u dont mind the slight chance of a 2 HP's.
If you ask via chat, they will auto say HP but if you call backdoor they will give you an honest answer.