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BofA multiple CLI on single HP?

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Anonymous
Not applicable

BofA multiple CLI on single HP?

I have two BofA credit cards that I would like to CLI.  Will they review the CLI request for both cards on one HP?  I know they are HP happy.  Are they like Amex where you need to wait 6 months between CLIs on separate cards?

Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: BofA multiple CLI on single HP?

I'm curious to know the answer too. Hopefully someone who knows will comment.

Message 2 of 15
newhis
Valued Contributor

Re: BofA multiple CLI on single HP?

I have read a few posts from people that asked for a CLI then called again and asked to use the same pull and get more limit. I think one of those posts was on 2 cards.

 

They use the same pull for 30 days. They use TU for HP and EX for app most of the time.

Message 3 of 15
icyhot
Valued Contributor

Re: BofA multiple CLI on single HP?

It depends. They told me one HP for each account. Others have had success with just one
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 4 of 15
Luscher
Valued Contributor

Re: BofA multiple CLI on single HP?

BOFA keeps all HP's for 30 days. So yes you can use 1 HP for more then 1 CLI. I got multiple CLI's on the same card within 30 days with 1 hp before
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 15
Anonymous
Not applicable

Re: BofA multiple CLI on single HP?

I have two boa cards and got multiple cli on one and single cli on another using same hp within 30days. Depends on the analyst you talk to. I kept calling until I found somebody who was ready to use same hp for both cards. 

Message 6 of 15
Luscher
Valued Contributor

Re: BofA multiple CLI on single HP?

Just do it online. No need to talk to anybody
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 7 of 15
newhis
Valued Contributor

Re: BofA multiple CLI on single HP?


@Luscher wrote:
Just do it online. No need to talk to anybody

I have read many posts from people that call to make sure they will not HP again.

 

Do you have experience with multiple CLI online and only 1 HP for 30 days? That will be sweet.

Message 8 of 15
Anonymous
Not applicable

Re: BofA multiple CLI on single HP?

I've had multiple increases with one hard pull as well.
Message 9 of 15
ddemari
Super Contributor

Re: BofA multiple CLI on single HP?

I know from personal experience they will not hard pull you within 30 days on the same card, they may or may not approve additional CLI's but will use same report.

 

When talking about a CLI on an additional card, I would definitely call unless u dont mind the slight chance of a 2 HP's. 

 

If you ask via chat, they will auto say HP but if you call backdoor they will give you an honest answer. 

Message 10 of 15
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