myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

BofA odd response to CLI request

tag
Get Access Now
Agent86
New Contributor
‎06-21-2013 12:37 PM
‎06-21-2013 12:37 PM

BofA odd response to CLI request

I requested soft-pull CLI from $16,000 to $20,000. Denied (reason given is that my available credit limits are too large in relation to stated income).

But then I noticed that my cash advance limit increased from $300 to $12,726--not that I have any intention of ever taking a huge cash advance. 

Citi Platinum Dividend $34,600 line, 14.2%%
Bank of America Platinum Rewards, $85,000 line, 13.99%
Discover It $50,000 line, 20.9%
Amex Blue Cash Preferred $18,000 line, 9.99%
Capital One Venture One, $8,500 line, 20.9%
Amex Hilton Honors $25,000 line, 17.24%

Amex Delta Platinum, 20,000 line, 22.99%
Belk store card, $124 line, 15%, $0 balance on all cards
Message 1 of 3
0 Kudos
2 REPLIES 2
vpae
Established Contributor
‎06-24-2013 12:49 PM
‎06-24-2013 12:49 PM

Re: BofA odd response to CLI request

You can request SP CLIs with BOFA? I can't remember but I think they only were able to do a HP for me.

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 2 of 3
0 Kudos
CS800
Super Contributor
‎06-24-2013 12:51 PM
‎06-24-2013 12:51 PM

Re: BofA odd response to CLI request

Its a case by case with BOA. They did give me a CLI with a SP.

 

I have confirmed this on my EX report that it was a SP




Message 3 of 3
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.