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If you charge up a card to get a new account bonus spend reward, and then do a BT from another card, would that null the rewards? Or would it still count towards it?
For instance, if somebody were to get a CSP, charge the 4,000 for the 50,000 bonus points, and then do a BT from another card that has a 0% promo to gradually pay off the balance instead of needing to pay out of pocket immediately or being charged interest on the CSP, would that nullify the 50,000 bonus reward because it was paid off via BT?
Just wondering, as I recall seeing in another thread that CCCs generally view BT payments the same as regular payments, as they just receive a check for payment and apply it to the account. Would/could that affect the chance of receiving the bonus spend reward??
Any insight would be helpful. This is just a hypothetical for myself, but this could be informative for other members perhaps.
@Anonymous wrote:If you charge up a card to get a new account bonus spend reward, and then do a BT from another card, would that null the rewards? Or would it still count towards it?
For instance, if somebody were to get a CSP, charge the 4,000 for the 50,000 bonus points, and then do a BT from another card that has a 0% promo to gradually pay off the balance instead of needing to pay out of pocket immediately or being charged interest on the CSP, would that nullify the 50,000 bonus reward because it was paid off via BT?
Just wondering, as I recall seeing in another thread that CCCs generally view BT payments the same as regular payments, as they just receive a check for payment and apply it to the account. Would/could that affect the chance of receiving the bonus spend reward??
Any insight would be helpful. This is just a hypothetical for myself, but this could be informative for other members perhaps.
Shouldn't be an issue at all, because, as you said, from the issuer's viewpoint, the BT is just another payment. They receive the full amount of the BT at once, so they will not care.