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Bryant State Bank Mastercard

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Cotton_Britches
Frequent Contributor

Bryant State Bank Mastercard

Has anyone ever heard of this bank or had this particular mastercard? I'm thinking it must be subprime because it's underwritten by HSBC. 

“Faith is taking the first step even when you don’t see the whole staircase.”
Message 1 of 7
6 REPLIES 6
TryN2Rebuild
Regular Contributor

Re: Bryant State Bank Mastercard

Hi missypants,

 

I app'd for this card and was denied due to my credit score had changed in the last 30 days. Funny thing was my score increased. They pulled EQ.

Message 2 of 7
kiea
Frequent Contributor

Re: Bryant State Bank Mastercard

If you don't mind me asking what are you credit scores?  I applied for this card a week ago and I have not heard anything from them yet.  They pulled my Transunion report.  I called them to find out the status and the representative told me that they are still processing my application and they can't get me any information.  My credit scores are in the low 600's.
Start of rebuild July 2021

January 2022
Message 3 of 7
Cotton_Britches
Frequent Contributor

Re: Bryant State Bank Mastercard

My TU score is 642 right now.
“Faith is taking the first step even when you don’t see the whole staircase.”
Message 4 of 7
soccrstar
New Contributor

Re: Bryant State Bank Mastercard

I received an invitation/pre-approval for Bryant State Bank (My first pre-approval offer since rebuilding). It got approved. Mainly using it for variety and mix of different creditors. 75 AF and 30+% APR means its staying in my sock draw. I did sign up for the premium membership thing which supposedly increases your CLI reviews. I'll see how it works out in the first year. oh and Limit is $300 and reports to TU, EQ, and EX. They call it the Show Card. They Pulled TU which was around 590 FICO

 

I'm done with applying for anything. got 3 new cards this year and set til next year.


EQ: 632 FICO8 / EX: 622 FICO8 / TU: 648 FICO8 / EQ: 648 FICO9 / EX: 652 FICO9 / TU: 624 FICO9 / Credit Karma: 633 Transunion 622 Equifax / Credit Sesame 633 / Positive Open Loan Tradelines: Auto loan $42000 / NEWEST CARD - Don't Remember / goal by 2019: 650 or more FICO8 across the board
Message 5 of 7
creditguy-378
Regular Contributor

Re: Bryant State Bank Mastercard

it is a subprime card and where did you find out it is owned by hsbc

always use credit wisely and you won't ever feel like you're working just for the task master
Message 6 of 7
creditguy-378
Regular Contributor

Re: Bryant State Bank Mastercard

was just on there site and checked them out with the bbb and they are a real bank full service same name out of sd nebraska and iowa believe it or not it's got a A+ from the bbb

always use credit wisely and you won't ever feel like you're working just for the task master
Message 7 of 7
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