Building

[Anonymous]

I didn't get the citi upgrade card yet. I spoke to 2 Rep and they told me in 7-10 days. The last one I spoke with said if I don't get it by Friday call back. I did and the Rep told me they haven't mail the card yet because it's going from a secured to unsecured it takes a while. The whole process is within 75 days she said all the info is transferring from the secured card to the unsecured. I may get before January or that month. She said if I was getting a different card not transferring info I would of get it within 7-10 business days.

[woodyman100]

Was the finger hut really a charge off?

It seems their might be a terminology error.

Also, if you missed a due date on a payment by only a day or so, it would not show on the report.

A 30 day late or longer very well might though.

Does this apply to your situation?

[Anonymous]

They said it was. I made 2 payments in January & when I logged in later that month said my account was sold to call this 800 1 day after I made the 2nd payment. I did & it was a fingerhut company they said they didn't have my account, I called back fingerhut then had to call back the # they said no they don't have it. They said to call back in few days which I did & they had the account in their system it was there for a day. I paid it. It showed up on my report saying Jefferson Capital paid, fingerhut closed. Jefferson reported to the CB ended up on my report as credit I applied for & paid off