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So this starter card is fairly new.
What is interesting is that the Chase website clearly states if you have at least $xxx.xx in your Chase checking account, then the odds of your approval are better**. So kinda sorta a secured card but not... Your thoughts?
Link to >>> Chase Freedom Rise Credit Card | Chase
**Details:
Increase Your Approval Chances: Applicants who have never had a credit card, including as an authorized user, can improve their odds of approval for the Chase Freedom Rise credit card by having an eligible Chase checking account with qualifying funds of at least $250. The eligible Chase checking account must be open prior to submitting the credit card application and qualifying funds must be deposited into the eligible Chase checking account within 48 hours of submitting the application. Eligible Chase checking accounts include Chase Total Checking, Chase Secure Checking, Chase Premier Plus Checking, Chase College Checking, Chase Sapphire Checking, and Chase Private Client Checking. Having an eligible Chase checking account with qualifying funds is neither a requirement nor a guarantee of approval for the Chase Freedom Rise credit card, accounts are always subject to credit approval. Submitted applications will remain in pending status until qualifying funds are available.
the $250 thing is a funny number, considering unless you're a 17-24 college student, you're eating a $4.95 fee or a $12 fee for not having at least a $1500 balance in checking or a $500 monthly dd
feels like better marketing could better help explain how this card will be an easy unsecured approval for those w/no credit history as long as you have an established checking w/them
































$1500 balance to for a no fee checking account? Hell no. Granted I could make that happen but I'm content with my existing bank that just wants me to direct depostit for no fee checking.

Let's see...
A checking account where I am eating fees each month just to have a "better chance" at getting a card, with no indication whether they hold applicants to the same 5/24 as with other cards?
Pass.
I am grandfathered into one fo those above mentioned account for no monthly fee I have had what 40ish dollars in it for last 2-3 years is all. Was another product discontinued and migrated the people to one of those checking accounts that kept the $0 monthly fee. They try to get me to join Sapphire banking, but ready don't want to keep that kinda money with them![]()