I started my rebuilding process July 2014 after my BK Discharge. Credit One and Merrick Bank were my first 2 CCs after BK. Both of the banks help me to where I'm now today, so I dont have negative things to say to them. Lets say that I'm a happy customer. 
I closed Merrick Bank 3 months ago and finally I closed Credit One (has AF $8 something monthly). RIP Credit one!!!
Congratulation on the Credit One. I have 3 accounts but I'm still afraid to get rid of them and affect my AAoA.
@Anonymous wrote:I started my rebuilding process July 2014 after my BK Discharge. Credit One and Merrick Bank were my first 2 CCs after BK. Both of the banks help me to where I'm now today, so I dont have negative things to say to them. Lets say that I'm a happy customer.
I closed Merrick Bank 3 months ago and finally I closed Credit One (has AF $8 something monthly). RIP Credit one!!!
Congrats! Don't sounds so sad.
@Anonymous wrote:I started my rebuilding process July 2014 after my BK Discharge. Credit One and Merrick Bank were my first 2 CCs after BK. Both of the banks help me to where I'm now today, so I dont have negative things to say to them. Lets say that I'm a happy customer.
I closed Merrick Bank 3 months ago and finally I closed Credit One (has AF $8 something monthly). RIP Credit one!!!
It's like a band-aid, just rip it off. The sooner, the better if you're already getting better cards.
@Anonymous wrote:I started my rebuilding process July 2014 after my BK Discharge. Credit One and Merrick Bank were my first 2 CCs after BK. Both of the banks help me to where I'm now today, so I dont have negative things to say to them. Lets say that I'm a happy customer.
I closed Merrick Bank 3 months ago and finally I closed Credit One (has AF $8 something monthly). RIP Credit one!!!
@Anonymous wrote:Congratulation on the Credit One. I have 3 accounts but I'm still afraid to get rid of them and affect my AAoA.
@Anonymous wrote:I started my rebuilding process July 2014 after my BK Discharge. Credit One and Merrick Bank were my first 2 CCs after BK. Both of the banks help me to where I'm now today, so I dont have negative things to say to them. Lets say that I'm a happy customer.
I closed Merrick Bank 3 months ago and finally I closed Credit One (has AF $8 something monthly). RIP Credit one!!!
Based on what I read here, closing an account, wont effect your AAoA, at least for now.
Hit the road Jack and dont you come back NO MORE NO MORE NO MORE
LOL gmood
Closing accounts wont affect your aaol, only utilization if you have balances.
LOL gmood
Closing accounts wont affect your aaol, only utilization if you have balances.
Aloha and Congrats!!
Yeah those lenders are a necessary evil for us rebuilders that we just need to endure until the very 1st instant that we don’t have to!
T-Mobile says “un-carrier”... We say “unshackle”!!
Yeah those lenders are a necessary evil for us rebuilders that we just need to endure until the very 1st instant that we don’t have to!
T-Mobile says “un-carrier”... We say “unshackle”!!
Congrats on the closure ! Just ensure you ignore their umpteen reminders and "we want you back", "Best gas card", "get cash back", etc etc snail mailers...which you'll probably get for another year