Probably not. If they're like most such creditors, they would rather be able to leave a black mark up against your name that haunts you for seven years than to work with you to find a solution that benefits you and them.
But you could ask. I might be wrong.
- - - - in a credit-scoring postnuclear Stone Age...
Cap1 seems to be one of the more forgiving CCCs out there, but I've never heard of an account reinstatement... Definitely reapply when you've settled up with them though... A lot of posters have had successes with them the secondtime around.
I don't know. I had hit a very low point in life and basically given up, it seemed all had conspired against me. I got an Orchard CC, was very responsible with it & Cap1 offered me a 2nd chance. Cap1 often is given a bad rap but i say THANK YOU Cap1.
In answer to your original question, in my experience I think they would work with you.