CB

[megaman1]

Why does it take 3+ months for a CC to report to the CBs...? I've had discover for 3 months and I remember Chase couldn't see it on my reports...

[Kenny]

Depends on the lender.

[Luscher]

Discover will only report if you use the card during that month/statement.

They do not report when you do not use it.

Side note: say you do not use the card for a 3 months or so span (random amount of time) and then suddenly use it, they will report all those months as positive. It will show green and an OK on your report for those months you didn't use it.

If that makes sense?

[megaman1]

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@Luscher wrote:
Discover will only report if you use the card during that month/statement.

They do not report when you do not use it.

Side note: say you do not use the card for a 3 months or so span (random amount of time) and then suddenly use it, they will report all those months as positive. It will show green and an OK on your report for those months you didn't use it.

If that makes sense?

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Yeah, I've charged a lot to the card, and they still didn't report to all THREE CBs...

[Luscher]

Is it a new account? It may take a while for new accounts

[notfancy]

have you tried leaving a small balance to post after the statement cuts? You can then pay it off before the due date and it should still update all of those months.

[baller4life]

Wow 3 months seem like a long time to report a new account. Is this normal for Discover?

[Luscher]

If you use the card and let something report it should be no problem, if the problem persists definitely call them, try and pull a fresh report after this next statement, wait a few days after the statements cuts though

[Themanwhocan]

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@Luscher wrote:
Discover will only report if you use the card during that month/statement.

They do not report when you do not use it.

Side note: say you do not use the card for a 3 months or so span (random amount of time) and then suddenly use it, they will report all those months as positive. It will show green and an OK on your report for those months you didn't use it.

If that makes sense?

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Those months will show as OK on the TU report, but the other entrys for those months will be blank. As opposed to entries that are $0 because you paid the card down prior to a particular month's statement being generated.

[Luscher]

as long as you have not missed any payments, they should all say ok and be green