@Anonymous wrote:
what I dont get is why chase couldn't see discover on ANY of the CBs... maybe they were just messing with me? Could discover report to different bureaus at different times? If they do, 3 months should be long enough time..
Discover are slow to report new accounts. And if you don't use the card, and they don't generate a statement, they won't report that month. If they do generate a statement, but it has a zero balance on it (no new charges, just payments, or you pay off the charges before the statement cuts) they may not report. They sometimes do, sometimes don't. I don't know what their method is.
One of the things that sites like creditkarma and creditsesame are good for is seeing when new accounts report to the bureau they get their information from. Discover generally report to all the bureaus at the same time, but there can be a few day or even a week difference in when it happens.
