CC Util

[Anonymous]

I am going to be apping for a new card soon and I have a question about Util %. I had 2 months where my statement recently had a Util of about 55%-65% because I had used my cards a good amount for traveling I was doing. My question is, they have since been paid down to where my total Util is about 6%-10%, so when I app is the company just going to go off of my current Util % or are the couple of months prior being high going to kill my chances. Any info/opinions would be appreciated. Thanks.

[myjourney]

Fico scoring has no memory 

So last month UTL is not factored only the current month

[Anonymous]

Ok, thanks a lot!

[sccredit]

Just make sure when you app that your report is reflecting lower utilization