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I was just wondering what CC companies only pull Experian??
I ony have 3 inquires all droping off by March 2013 .......
Just seeing how can improve my CC's come the 8 yr mark of my BK 7 in June......
only negative in 7.5 yrs is the public record...
thanks
Usually the the report they pull will depend on what part of the country you live in. There are some that generally pull one specific(i.e. Barclays pulling TU) but I think location is the key.
I believe that Amex primarily relies on EX.
I know Amex has pulled EXP for me, multiple times Citi as well.
BoA and SDFCU pulled EX when I applied.
It's location based primarily with the big lenders (and 2-3 qualifications too, YMMV); some such as many CU's pull a single bureau exclusively, and some products (Amex Charge cards) almost always pull one bureau; however, from the same lender (Amex) their revolvers pull any of the three.
If you look through the credit pulls databases, you can figure out who's pulling what, it's usually readily apparent if you see all three bureaus or just one.
End of the day, if you really want EX, move west, live here for two to maybe five years, everyone will want your EX