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CC fraud :(

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Creditplz
Valued Contributor

CC fraud :(

So today on my way to work I get a NFCU text saying

"NFCU Card Fraud Dept: Did you use card ending xxxx at GUCCI #55 on 09/20/16 for $1512.00 . Yes reply 1. No reply 2. STOP to opt out of text. For help: 1-844-640-1861."

Sooooo I call and go online and someone spent $13,989.00 on my card in 5 different stores... Why didn't they text me before the smallest and final purchase?!
Message 1 of 26
25 REPLIES 25
Gmood1
Super Contributor

Re: CC fraud :(

The good part is, you're not responsible for any of it. To be so critical of memberships, they sure dropped the ball on that one.
Message 2 of 26
Anonymous
Not applicable

Re: CC fraud :(

 I had my Sam's club card used in two states almost a 1000 miles apart just last month.  

 

Only took two transactions for them to notify me.  That's crazy that it all those charges were done and not caught right then.

Message 3 of 26
Creditplz
Valued Contributor

Re: CC fraud :(

I guess I'll just use my Cabelas till this whole ordeal is taken care of... Horrible way to start the day -__-
Message 4 of 26
AverageJoesCredit
Legendary Contributor

Re: CC fraud :(

Sorry to hear CPSmiley Sad Yeah that stinks they didnt catch it sooner but like stated before at least you arent liable. Keep your head up hope it all works out for yaSmiley Happy
Message 5 of 26
tacpoly
Established Contributor

Re: CC fraud :(


@Creditplz wrote:
So today on my way to work I get a NFCU text saying

"NFCU Card Fraud Dept: Did you use card ending xxxx at GUCCI #55 on 09/20/16 for $1512.00 . Yes reply 1. No reply 2. STOP to opt out of text. For help: 1-844-640-1861."

Sooooo I call and go online and someone spent $13,989.00 on my card in 5 different stores... Why didn't they text me before the smallest and final purchase?!

Isn't that your normal spending pattern anyway?  It's harder to catch fraud when you actually buy things at Gucci (which has had a couple of awesome seasons, btw.  Alessandro Michele is a genius). 

Message 6 of 26
Creditplz
Valued Contributor

Re: CC fraud :(

image.jpegYeah I just picked this Gucci Ghost collection bag at Gucci a few weeks ago for around 3100, but I was just upset they went to 5 designer stores and spent 13.9K!!!! I would never spent that amount in one day Smiley Sad! But I guess I'm not the first nor the last that this will occur to 

Message 7 of 26
Creditplz
Valued Contributor

Re: CC fraud :(

DW wanted the new bag and our anniversary was approaching so that's the only reason I got it haha Smiley Happy
Message 8 of 26
Blodreina
Established Contributor

Re: CC fraud :(

I always feel so violated when fraud happens.


Message 9 of 26
Creditplz
Valued Contributor

Re: CC fraud :(

So do I, I checked every card I had and asked them to notify me of any big charges
Message 10 of 26
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