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CCC's that issue seperate account #'s for AUs

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ksantangelo23
Frequent Contributor

CCC's that issue seperate account #'s for AUs

I was wondering, except for American Express, who provide seperate account numbers for AU's? Are there any other issues who do the same? Over half of "my" spending is done by AUs, but can sometimes be a headace to maintain who did what charges

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 1 of 16
15 REPLIES 15
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs


@ksantangelo23 wrote:
I was wondering, except for American Express, who provide seperate account numbers for AU's? Are there any other issues who do the same? Over half of "my" spending is done by AUs, but can sometimes be a headace to maintain who did what charges


Barclay's

Message 2 of 16
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs

Capital One issues separate card #'s for AUs.

Message 3 of 16
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs

I was really suprised when Cap1 sent cards with different numbers when I added my dad to my accounts and he added me to his accounts, they never used to do that.

Message 4 of 16
ksantangelo23
Frequent Contributor

Re: CCC's that issue seperate account #'s for AUs


@Anonymous wrote:

I was really suprised when Cap1 sent cards with different numbers when I added my dad to my accounts and he added me to his accounts, they never used to do that.


Oh, wow. That must be new. In 2013, my AU received the same card number.

AMEX Hilton Ascend: $55,000 | Chase Sapphire Reserve: $30,000 | PNC Points: $17,500 | AMEX BCE (AU): $18,000 | AMEX BCP: $15,000 | US Bank Cash+ $15,000 | AMEX Business Prime: $14,000 | AMEX SimplyCash: $12,000 | Capital One QS: $13,500 | Chase Business Ink: $12,000 | PNC Everyday (AU): $12,000 | JCPenny Store Card: $10,500 | Chase Slate: $9,400 | Capital One QS: $6,500 | (2nd) US Bank Cash+ (2nd): $7,500 | Discover IT: $6,000 | Chase Freedom: $3,500 | Auto Lease: $0/$21,000 | Auto Loan: $0/$18,000 |

TU: 818 EX: 809 EQ: 801

Message 5 of 16
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs

I fail to see any benefit to the card holder or issuer by using the same numbers.  Is there something I'm missing?

Message 6 of 16
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs

Navy Federal started doing it when they started their EMV cards.  My wife and I have a joint cashRewards card that used to have the same number, now we each have a different number.  It's the same for my Flagship where she is an AU.  It makes it easier now who made what charges for paying the bills.

 

Oz

Message 7 of 16
creditconcept
Regular Contributor

Re: CCC's that issue seperate account #'s for AUs

Helps you keep track of purchases/ fraudullant purchases eaiser.

Puchase: #1111
Purchase: #1111
Cash Advance: #2222
Purchase: #1111


Like that....!

Message 8 of 16
creditconcept
Regular Contributor

Re: CCC's that issue seperate account #'s for AUs

Can't delete, but I read your comment wrong. I thought you said what was the benefit to Different numbers. As for the benefits to same numbers....i have no idea.

Message 9 of 16
Anonymous
Not applicable

Re: CCC's that issue seperate account #'s for AUs

TD has separate numbers for AUs, not that they have much to offer beyond that 😑
Message 10 of 16
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