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CFPB or no?

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Anonymous
Not applicable

CFPB or no?

Someone used my twitter post to app and get approved for a discover card. got the email from discover saying i will get the referral bonus. called them today to find out that unless I can give them the name of the person i referred, they won't credit me the bonus. CFPB or no? Is my case strong? I have the email from discover to prove it.thx

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: CFPB or no?

I see referral links posted on other blogs all the time. Never heard of them requiring such info.

Message 2 of 11
SunriseEarth
Moderator Emeritus

Re: CFPB or no?


@Anonymous wrote:

Someone used my twitter post to app and get approved for a discover card. got the email from discover saying i will get the referral bonus. called them today to find out that unless I can give them the name of the person i referred, they won't credit me the bonus. CFPB or no? Is my case strong? I have the email from discover to prove it.thx


That's hard to say without seeing the terms listed on the referral bonus offer.   I'm not sure if it's really a CFPB issue so much as a BBB issue.



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 3 of 11
Anonymous
Not applicable

Re: CFPB or no?

if not cfpb, what course of action should i take?

Message 4 of 11
Anonymous
Not applicable

Re: CFPB or no?

Update: Gonna CFPB them now.

Message 5 of 11
RonM21
Valued Contributor

Re: CFPB or no?

Please let us know what happened


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 6 of 11
Anonymous
Not applicable

Re: CFPB or no?

What's weird is they tell you to share your referral on social media...smh..that's like a trick bag.

Message 7 of 11
Anonymous
Not applicable

Re: CFPB or no?

will update thread once i hear back.

Message 8 of 11
Anonymous
Not applicable

Re: CFPB or no?

Won my case.

Message 9 of 11
Anonymous
Not applicable

Re: CFPB or no?

Congrats!

Message 10 of 11
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