CITI Secured graduation!!!!!!!!!!!

[texasman07]

Finally! My card graduated 28 February 2013. Today I get an alert that CITI pulled my TU report, so I call thinking its fraud. Citi did a HP on my TU. FICO is 681. They unsecured today !!!

[texasman07]

And cap 1 doubled my CL. What a week! My last secured card. Now I have a CITI, Amex, and Discover! Thanks MyFICo!

[Anonymous]

Congrats on your graduation...i know it a very good feeling

[Epcot]

Nice, Congrats!

[Anonymous]

Congrats

[NewbieReed]

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@texasman07 wrote:
Finally! My card graduated 28 February 2013. Today I get an alert that CITI pulled my TU report, so I call thinking its fraud. Citi did a HP on my TU. FICO is 681. They unsecured today !!!

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Congrats!!

if u dont mind, how long have u had it b4 it graduated and what was ur CL &  initial deposit? Im thinking I might get 1...

[texasman07]

Sorry it took me a while to respond . Had my card 17 months. 200.00$ deposit. I should have deposited more but at the time I didn't have the funds.

[Revelate]

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@texasman07 wrote:
Sorry it took me a while to respond . Had my card 17 months. 200.00$ deposit. I should have deposited more but at the time I didn't have the funds.

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No big deal bud, we appreciate the information.  Citi claims 18 months on all the literature I could find publically, but to my knowledge we haven't had many people who have gone the Citi secured route here (as BOFA / C1 / others are far more popular).  Is good to get confirmation on Citi's practices though, thank you.

[texasman07]

Thanks.  The strange thing is when I talke to the CSR I asked if I was able to PC.  She said yes that the available offer would be the CITI AA Bronze or CITI AA Silver.  She said I have to wait 7 days unitl my account fully converts.  I tried to look up these cards but they do not exist.  I found some information on the Bronze card but all seems to be outdated.

She did indicated that I have to ask for a CLI first due to the fact that the CITI AA Silver has a minimum CL of 300 and the Bronze is 3,000.00

I am going to call back Monday and get some more info.

Im so confused but happy it graduated.

[texasman07]

So I am just going to keep adding since there is not much on MYFICO.com about the Citi Secured.  

Today I recieved a letter in the mail regarding my graduation.  My card was suppose to expire 03/31/2013.  

The letter indicated, "Great news-We decided to renew your card with no secured deposit"

It also indicated they will return my deposit on my maturity date.

Just FYI