CL to expect for third card from AMEX?

[Anonymous]

Hi all, 

I got 2 cards from Amex a few years ago. I'm looking to add another for the 0% APR for dental work. My current limits are 20k and 9k. Any idea what I should expect for the third card? No new credit requested other than an auto loan in the last 3 years.

[wasCB14]

I don't know if anyone here has a formula for predicting Amex starting limits with any accuracy, but I can't imagine any such forecast would be reliable unless it factors in information you haven't included, such as:

Your current income

The income you most recently reported to Amex when you last requested a CLI or new account.

Your EX FICO at the time of your last CLI or new Amex account

[Anonymous]

Current income - 97k. Last reported was 93k. The last FICO at the time that *they* initiated a limit increase was only about 680 (due to high balances). I just paid off massive debt, so once they bureaus get the snapshot, I expect about a 70-80 point increase before I request a new card.

[NRB525]

I will guess $10k. If they give you “more” than that it might be reallocation of limits. 

My second AMEX a Platinum SkyMiles, got $10k

Hilton in 2015 got $10k

SPG in 2015 got &10k

EDP in 2015 got $15k, likely because it is not Co-branded. 

Delta Reserve at Jan 2018 got $14,700, but reallocated from my Delta Platinum so net increase in credit was only $5,500.