CLI From Credit One

luckydiva95 · ‎10-17-2008

I received a $100.00 credit line increase from Credit One after having the card for one month. The APR is 23% which is a lot. I plan to pay it in full every month and use it only for monthly bills. I trashed my score from credit cards in college. I am more responsible now and pay everything on time now.

MsKiwi · ‎10-17-2008

@luckydiva95 wrote:
I received a $100.00 credit line increase from Credit One after having the card for one month. The APR is 23% which is a lot. I plan to pay it in full every month and use it only for monthly bills. I trashed my score from credit cards in college. I am more responsible now and pay everything on time now.

Congrats to you. I know it's not a top of the line card but if you are trying to rebuild, it's a place to start. Any cli is helpful.

llecs · ‎10-17-2008

@luckydiva95 wrote:
I received a $100.00 credit line increase from Credit One after having the card for one month. The APR is 23% which is a lot. I plan to pay it in full every month and use it only for monthly bills. I trashed my score from credit cards in college. I am more responsible now and pay everything on time now.

Congrats!

DW and I have them too. DW started with $250 last Nov. and got a $100 CLI to $350 after 3-4 months, with no activity since. My Credit One started at $200 last August, went to $300 after 1 month and at the 6th month, I think, it went to $450 where it has been since then.

Anonymous · ‎10-17-2008

Congrats!

Anonymous · ‎10-17-2008

Congrats! Did you have to call them or was it automatic. Enjoy & keep PIFing!

Anonymous · ‎10-17-2008

CLI are auto. You can request one, but this seems like a pointless task these days. I ask about every other month and always get "no". I have had Credit one for 2 years and my card went from $300-$900.

moonman · ‎10-17-2008

apparently there are three levels to this card.the first is the basic blue and then the silver and then the black card.i started out with the silver card a few years ago with a 350 credit limit now i have the black card and my credit limit is now a little over 2k. the blue and silver cards appears to be the one with the 1k limit while the black card gives you larger limits and more frequent credit limit increases.