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CLI luv with Discover hits a ceiling - sort of

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itguy_65
Frequent Contributor

Re: CLI luv with Discover hits a ceiling - sort of

I've gotten three $1K increases over the last three months, each time after statement cut, bringing the CL to $23K.  They did call my work number to "verify", was just to verify I answered at that number.  They then simply verified that I was me, then told me the request had been granted.

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806
Message 31 of 32
taxi818
Super Contributor

Re: CLI luv with Discover hits a ceiling - sort of


@Berk wrote:

Well, with everyone talking about how much CLI luv they have been getting with Discover I tried it three weeks ago and was bumped the standard $1500.00 instantly bringing my total limit to $20K. Went and did it yesterday and got the "we are processing your request" message. Got a call today asking me to verify my employment. I could not do that today nor do I really want to go through the trouble of doing so, so I canceled the reqest. I did learn two things of importance from the CSR:

 

1. Discover typically gives CLIs only up to $1500 with a soft pull.

 

2. Once your limit reaches $20K Discover requires employment verification for each and every CLI request from then on. This can be either you calling them on a phone number from your company or have a supervisor call them and verify employment for you. You will typically still only receive the $1500 increase with a soft pull.


Old Tread. Just realized it.

Message 32 of 32
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