CREDIT CARD

[GIXXER]

MY CREDIT CARD SCORE FROM BEST CREDIT REPORT.COM. I HAVE SOME COLLECTION CHARGE-OFF AND SLOW PAY DO YOU THINK MY CREDIT SCORE IS THE SAME THAT MYFICO WOULD BE.

[Anonymous]

Probably not...more than likely those are FAKO's....Myfico gives your true FICO. Look for the gold seal...Good luck...

[Anonymous]

Nope...   If you receive a score from any other site besides myfico.com they are considered "fakos" and can be miles away from your actual fico score.  I subscribe to TC and the scores there are way off my actual fico's from here.

Here's a link that will give you information on fico's and fakos ~ it really explains well the difference between all the "scores" out there

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

Oh, and welcome...the people here are great..very helpful and you're gonna learn lots and lots of really good stuff!!

[Anonymous]

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GIXXER wrote:

MY CREDIT CARD SCORE FROM BEST CREDIT REPORT.COM. I HAVE SOME COLLECTION CHARGE-OFF AND SLOW PAY DO YOU THINK MY CREDIT SCORE IS THE SAME THAT MYFICO WOULD BE.

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This is why I asked the questions in your 1st maybe secon threads...

Rob

[Anonymous]

Checked my True credit yesterday and those from my Fico were 2 points  difference..I pray the other Fakos are that close..

[Bruiser]

truecredit isn't too bad, i've updated daily on them and have a good idea what exactly my fico score will be by what my truecredit score is

truecredit is usually lower than my fico

[Anonymous]

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@Bruiser wrote:

truecredit isn't too bad, i've updated daily on them and have a good idea what exactly my fico score will be by what my truecredit score is

truecredit is usually lower than my fico

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Are you kidding? My EX TC FAKO is 617 while my FICO is 701!

Govt really needs to step in and stop these sites, especially the sites run by CRAs, from misleading consumers with FAKO scores. If the score is not a FICO or a Vantage it is utterly useless. Vantage borders on useless already as it is.

FAKOs are good for NOTHING. The only thing TC is good for is monitoring your reports.

[Bruiser]

exactly,...and no i'm not kidding

TC is off by the numbers by about 60 points on mine on average,..

but like i said, i like using it and I can guess what my fico score is within 5 or so points just by looking at my TC score

[fused]

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Bruiser wrote:

exactly,...and no i'm not kidding

TC is off by the numbers by about 60 points on mine on average,..

but like i said, i like using it and I can guess what my fico score is within 5 or so points just by looking at my TC score

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Some have stated up to 100 point differences between FICO and FAKO scores.

[Bruiser]

i don't disagree one bit about the huge margin of error TC has

i've learned to use it for my benefit though,..and i'm reaping all the benefits, .