CSP again....

[oztsvi]

got instantly approved for chase freedom two weeks ago for 3k.

i know i said i will wait but i really want to give it a shot and apply for CSP.

any thoughts?

[09Lexie]

From your last post, Chase told you that you didn't have enough history. What's changed since then? A few months maybe but I think they want6 mos with the CL.

[LS2982]

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@09Lexie wrote:
From your last post, Chase told you that you didn't have enough history. What's changed since then? A few months maybe but I think they want6 mos with the CL.

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I agree, give It 6 more months. Patience grasshopper!!

[oztsvi]

well last time i applied for the freedom back in nov 12, i got decliend now i got approved for 3k.

i got the same answer back then for CSP and it was over 6 months ago

back then i only had one card with a 1,500 limit , now i have 5 which two of them are charge cards from amex (gold and green) for 4 months.

discover it 2k limit discover 3k limit.

i think my chances are better, i mean the only thing i got to lose is another inq worse case right?

[oztsvi]

iv'e seen pepole with a slim file and low cl that got approved, nobody can actually tell if you'll get approved or not right?

[LS2982]

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@oztsvi wrote:

well last time i applied for the freedom back in nov 12, i got decliend now i got approved for 3k.

i got the same answer back then for CSP and it was over 6 months ago

back then i only had one card with a 1,500 limit , now i have 5 which two of them are charge cards from amex (gold and green) for 4 months.

discover it 2k limit discover 3k limit.

i think my chances are better, i mean the only thing i got to lose is another inq worse case right?

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If you must app go for it!! Lol

Youll burn an INQ and if declined may have to wait longet to get it.

[oztsvi]

[2011beginnings]

It's hard to say but with Chase giving you the $3000 limit I would garden for six months + before going for a CSP since it requires $5000 at minimum.

[oztsvi]

I know that's why I am thinking :-) 

[09Lexie]

You asked for our opinion and you were given the advice to garden now and 2 weeks ago. You might be successful, Chase generally does not like new accts on thin files. Ultimately applying is a personal decision.

Good luck if you decide to app.