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@enharu wrote:
The downside of repeatedly trying to apply for credit with the same lender is that it makes u look desperate for credit, regardless of whether that may actually be the case.
If they feel that you are exhibiting risky behavior, they might AA you.
This ^^^^^^^^
AA me...interesting, and guys thanks for your response.
I really value your opinion, that is why I was asking from the beginning :-)
@rustystick wrote:
since the topic is on csp
so...i had 2 chase accs opened 8 and 6mos ago for slate and amazon.. kinda want csp (have a 6k discover acc. opened 4mos ago) should i appt in 2mos?
aoaa will be 1yr in 2mos
no bads
710ish fico from lender pull
i can pay down util to w/e i want
asking bc i might take out a student loan for masters program and by then my util would be **bleep**....
If you're taking out a student loan, isn't that installment, and so wouldn't be counted in util?
@09Lexie wrote:
^^^correct
I only ask b/c I have several and if that was the case, I'd be who-knows-where LOL.
i had no idea
didn't have to take one out for undergrad...
but that would hurt DTI though... still think my chances are better before the student loan...
I could be wrong but I thought chase likes to see 9-12 months history from your first card...
Some people have gotten in before that and YMMV
Good luck if you app