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CSP vs PRG

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FutureBillionaire
Established Contributor
‎02-06-2013 03:24 PM
‎02-06-2013 03:24 PM

CSP vs PRG

I realized that I have 265 dollars in annual fees between these two cards.  The amex may need to go.  I don't think that will hurt my AAoA since I have another card that is backdated.  Any reason to keep both?

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
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distantarray
Established Contributor
‎02-06-2013 03:27 PM
‎02-06-2013 03:27 PM

Re: CSP vs PRG

it depends if you travel a lot, and also depends on your airline of choice if you do, doesn't really matter but I prefer the CSP but personally. I love Amex but membership rewards aren't anywhere close to being as valuable to me as Ultimate rewards points are.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Repo-ed
Senior Contributor
‎02-06-2013 05:17 PM
‎02-06-2013 05:17 PM

Re: CSP vs PRG

I simply prefer to use my PRG (or my zync) over my other cards for the util% perk.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
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Bobert22
Contributor
‎02-06-2013 05:46 PM
‎02-06-2013 05:46 PM

Re: CSP vs PRG

I personally would prefer the CSP since I travel at least once a year and the UR I believe is a better rewards system for my needs. 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
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