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Cabelas CLD?!

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Creditplz
Valued Contributor

Cabelas CLD?!

I just logged in to make sure that my card was paid, I always PIF... and I got a CLD?! From 4500 to $4000??? Not sure why Smiley Surprised check my reports and nothing's changed.. I was just planning on asking for a CLI Smiley Sad!
Message 1 of 15
14 REPLIES 14
Discover2016
Valued Contributor

Re: Cabelas CLD?!


@Creditplz wrote:
I just logged in to make sure that my card was paid, I always PIF... and I got a CLD?! From 4500 to $4000??? Not sure why Smiley Surprised check my reports and nothing's changed.. I was just planning on asking for a CLI Smiley Sad!

Interesting, seems like a minor CLD, wonder what prompted that, who issues the Cabela card?

Gardening until September 2025
Next app: Mortgage in September 2025
FICO 08 Experian 810
Message 2 of 15
elim
Senior Contributor

Re: Cabelas CLD?!

Strange... Barclay would have taken the 4k and left you with $500.  Not such a bad CLD for sure.

Message 3 of 15
heavyjay
Regular Contributor

Re: Cabelas CLD?!


@Discover2016 wrote:

@Creditplz wrote:
I just logged in to make sure that my card was paid, I always PIF... and I got a CLD?! From 4500 to $4000??? Not sure why Smiley Surprised check my reports and nothing's changed.. I was just planning on asking for a CLI Smiley Sad!

Interesting, seems like a minor CLD, wonder what prompted that, who issues the Cabela card?


World's Foremost Bank issues them, but Cap1 is supposed to be buying the portfolio. 


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 4 of 15
Anonymous
Not applicable

Re: Cabelas CLD?!



@elim wrote:

Strange... Barclay would have taken the 4k and left you with $500.  Not such a bad CLD for sure.


I about pissed my pants Smiley LOL

Message 5 of 15
heavyjay
Regular Contributor

Re: Cabelas CLD?!


@Anonymous wrote:


@elim wrote:

Strange... Barclay would have taken the 4k and left you with $500.  Not such a bad CLD for sure.


I about pissed my pants Smiley LOL


Barclay took 2k and left me with 500 once. Smiley Mad


FICO 08:Jan 18, 2017: EX 800 EQ 725 TU 799
FICO 08:Feb 10, 2017: EX 788 EQ 772 TU 791 (post New Year's app spree)
In the garden as of 1/4/2017. Will remain for all of 2017.
Message 6 of 15
Anonymous
Not applicable

Re: Cabelas CLD?!


@Creditplz wrote:
I just logged in to make sure that my card was paid, I always PIF... and I got a CLD?! From 4500 to $4000??? Not sure why Smiley Surprised check my reports and nothing's changed.. I was just planning on asking for a CLI Smiley Sad!

Sorry this happened, OP. I believe I remember a situation on the board in which Cabela's adjusted limits downward due to lack of use and/or minimal use.

 

When was the last time you used the card, and how much spend have you been putting on the card?

Message 7 of 15
austinguy907
Valued Contributor

Re: Cabelas CLD?!

https://www.get.com/blog/cabelas-selling-its-credit-card-business-which-bank-buying/

 

Welcome to M&A!!

 

Thinking they're just doing a little housekeeping to get someone on the hook to buy the business.

Message 8 of 15
Anonymous
Not applicable

Re: Cabelas CLD?!

Bass Pro purchased Cabela's and Capital One purchased the Cabela's Club Visa cards. There is another thread on myfico dating back to October 3, 2016 on this subject.
Message 9 of 15
Creditplz
Valued Contributor

Re: Cabelas CLD?!

I'm a silver member and have spent 11,000 on it in 2016, haven't used it in a little while though... nothing on my CR has changed?. I'll give them a call Monday and update the thread
Message 10 of 15
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