@Anonymous wrote:
I was recently approved for a Blue by American Express, and PC'd to the Everday Rewards. Both of these cards have the same rewards, but the earning structure on the Everyday is better. So there is truly no point in using the Green anymore. With the limit on my Everyday card, it's enough to support the spending I plan to use it for, so there would be no reason for me to use the charge card. Should I keep both? Or cancel the Green? I'm still in my first year, so no AF yet with Green, but I'm not going to use it... Will American Express look down on me as a customer if I cancel the card so quickly? Opinions, thanks!
I got the Green card and BCP on the same day back in April. Like you, I tend to just use the BCP and my Green card gets very little love. Since I don't have much use for MR points (I prefer cash) I already plan on giving the Green card the axe when the fee rolls around next Spring.
I've never heard of Amex having an issue when a card is canceled and another card type is retained. Honestly unless they're willing to waive next year's $95 fee (they won't) I'm not too worried about how they feel; at this time a charge card just isn't a match for me. I assume this is the reason they don't charge a fee the first year, anyway... to give folks a chance to see if it's a 'fit'.
Also, historically, you could 'downgrade' the Green to a Senior Green for a lower AF, but there's very little recent information on here about the Senior Green (or the Senior Gold). There was a report a while back that a CSR told someone the Senior cards were no longer available, yet someone else said they were able to downgrade to it, so YMMV. (Note: There are anecdotal tales of people in their 20s downgrading to a 'Senior' card, so age isn't a constraint).
Just my 2¢.
