Hi Ash4557,
Its kind of ironic how I got the 2 cards..I applied back in 12/07 from the offers they were mailing to my home. I was trying to get the one with the best 0% APR for a certain amount of time w/ no annual fee. So at first I called in my request and then the automatic line said I would hear something within 7-10 business. Then the next day I was a little impatient and used another pre-screened offer but this time applied on-line and was instantly approved.
So then about a few days later received 2 cards. I thought they made a mistake but when I called to confirm they said nope I have 2 cards w/ $500 limits. I asked if I could combined them but the guy said no. So I just decided to keep them both. The no annual fees and 0% intrest for a certain time period was what kept me reeled in..

I know lots of folks have had bad experiences with them..but I'm trying to stay postive and make on time payments with them and hopefully either I will have maxed the credit line for my cards or they will upgrade me to a visa card...will see....
