So I in a week I will be going below 5/24 and I was holding out to get another chase card. However, the new ink card is not appealing to me at all and the current ink signup offer isn't worth my time. I'm not seeing a chase card I really want that I don't already have. I have a new CSP so I can't get any cards in that family. I have an open hyatt card and even though its been two years since I opened it I would still need to wait for a few months until I am eligible for another bonus and the SUB isn't that interesting to me.
This brings me to the Venture X card I am wondering if there are benefits or drawbacks to getting the card right now vs in January? If I get it now would I be able to somehow double dip on some benefits? Does it make more financial sense somehow to wait until january when considering the AF?
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It looks like the two main rewards perks are on the account year, not the calendar year, so no double dipping there.
The next question is, whether you know the timing and the nature of the spending $10,000 in six months to get the 100,000 miles bonus?
@4sallypat wrote:
@red259 wrote:So I in a week I will be going below 5/24 and I was holding out to get another chase card. However, the new ink card is not appealing to me at all and the current ink signup offer isn't worth my time. I'm not seeing a chase card I really want that I don't already have. I have a new CSP so I can't get any cards in that family. I have an open hyatt card and even though its been two years since I opened it I would still need to wait for a few months until I am eligible for another bonus and the SUB isn't that interesting to me.
This brings me to the Venture X card I am wondering if there are benefits or drawbacks to getting the card right now vs in January? If I get it now would I be able to somehow double dip on some benefits? Does it make more financial sense somehow to wait until january when considering the AF?
Yes, I was thinking the same as well OP.
As @red259 said - no double dipping like we did with Amex benefits refreshing every Jan.
(Mod cut - these types of discussions are not permitted on the forums per the myFICO Forums TOS).
I am looking at the Venture X, but are they sensitive to 5/24 or high inquiries ?
The $10K spend is daunting for me as I have 4 card SUB to fulfill in the next 2 months....
I think they are sensitive to a bunch of new accounts. I dunno if they use 5/24 though. If I wait until january I will be 4/24. I am still finishing off some bonus spend/retention requirements. I don't have much left to spend on those cards but they would cover a few weeks of expenses and therefore I am ok waiting until January.