@icyhot wrote:
About how long should I wait to request one and will a frontline CSR be sufficient or will I have to contact EO?
I recently obtained one through the EO on my QS. I went from 19.99% to 17.99%. I tried the frontline CSR first before going to the EO. I'd recommend that approach, just in case they see an offer for you. It seemed like the EO had to poke around for quite a while before getting my APR lowered.
As for how long, I don't know of any set timeline. For some CCCs, if you're still in a promotional interest period, you may need to wait until the promo period is over (AMEX was that way).
Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
