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Cap One Credit Step(s) program

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Anonymous
Not applicable

Re: Cap One Credit Step(s) program

Opened my Cap1 platinum Nov last year. April I saw an increase of 1500 giving me a 2K limit. I called and asked about the program. The rep told me I was slated for a bump to 750 limit after 6 months of good payments- but after reviewing my usage they went with the higher limit. Smiley Happy
Message 21 of 25
LS2982
Mega Contributor

Re: Cap One Credit Step(s) program


@LS2982 wrote:
Nor sure If my DW got credit steps program, srill waiting for confirmation of account opening! : I

Did get a letter today so the ball is rolling!!!! Smiley Happy




EQ FICO 548 3/3/16
Message 22 of 25
Anonymous
Not applicable

Re: Cap One Credit Step(s) program

I was approved for the Cash Rewards card in July 2012 with a $2000 CL. I was also enrolled in Credit Steps and received an increase to $2500 in Feb.
Message 23 of 25
VirtualCuriosity
Established Contributor

Re: Cap One Credit Step(s) program

I followed the steps as laid out in an email I received from Cap1.  I used the 1,000 CL card mildly and right before the 6th statement posted, I got an auto CLI to 4,000.

 

I posted exactly how I used the card and an email right from the account site earlier in the month may or may not have played a part.  I told them I probably couldn't use the card much in the future with such a low CL and the CLI happened a few weeks later.


TU713, EQ 731 , EX 726 (As of 12/13/14) - Personal Goal = 760

“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin

Gardening since 3-26-15































Message 24 of 25
reno55
Regular Contributor

Re: Cap One Credit Step(s) program

Can you link to the post where you outlined how you used it?
Message 25 of 25
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