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Cap One PC Change question

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JHex2
Valued Member

Re: Cap One PC Change question


@Membersince2013 wrote:

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.


I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.

FICO (30May2017) EX - 758, EQ - 759, TU - 773

Discover IT - 11500 Arrival - 12500, Fidelity - 12000, Citi Double Cash - 8300, Citi My Best Buy - 5500, Capital One Quicksilver - 3250
Message 11 of 21
Membersince2013
Valued Contributor

Re: Cap One PC Change question


@JHex2 wrote:

@Membersince2013 wrote:

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.


I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.


Is you QS a mastercard or a Visa?

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 12 of 21
JHex2
Valued Member

Re: Cap One PC Change question

Its definitely a Visa, non-signature. 


@Membersince2013 wrote:

@JHex2 wrote:

@Membersince2013 wrote:

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.


I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.


Is you QS a mastercard or a Visa?


 

FICO (30May2017) EX - 758, EQ - 759, TU - 773

Discover IT - 11500 Arrival - 12500, Fidelity - 12000, Citi Double Cash - 8300, Citi My Best Buy - 5500, Capital One Quicksilver - 3250
Message 13 of 21
lonelyisland
Frequent Contributor

Re: Cap One PC Change question

Saw some discussion about the AF, I've changed both my cards from platinum to qs, but one had an annual fee, and they've said they cannot remove it (both social@ AND EO groups have explained the same). The best they've said they can do is to convert the monthly $3 AF fee into an annual fee and waive it for a year. I'll have to close the card, apparently to fully remove.

Message 14 of 21
coldnmn
Mega Contributor

Re: Cap One PC Change question


@JHex2 wrote:

Its definitely a Visa, non-signature. 


@Membersince2013 wrote:

@JHex2 wrote:

@Membersince2013 wrote:

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.


I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.


Is you QS a mastercard or a Visa?


 


I have a Quicksilver Mastercard no annual fee converted from Platinum Mastercard no annual fee.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 15 of 21
Ghoshida
Valued Contributor

Re: Cap One PC Change question


@coldnmn wrote:

@JHex2 wrote:

Its definitely a Visa, non-signature. 


@Membersince2013 wrote:

@JHex2 wrote:

@Membersince2013 wrote:

I believe the Quicksilver is a Visa Singature, so they won't let you get it with $5,000.


I have a 2500 QS which is not signature, so they do give non-signature versions if the CL is under 5000. I got it PCed from a 500 platinum.


Is you QS a mastercard or a Visa?


 


I have a Quicksilver Mastercard no annual fee converted from Platinum Mastercard no annual fee.


+1 to Cold.

 

Quicksilver comes in many colors and hues.

 

You don't need to have a high CL to PC from Platinum to QS.

 

I had a Platinum MC no-fee, started with $500 CL, grew to $2000 CL. In the 1-year anniversary month, I requested for a PC through the secure chat. I was approved for Quicksilver MC, no annual-fee. The limit is the same, but with better (actual) rewards. 

 

These cards are not advertised on their website, but you can get them when you are PC-ing from an older, not-so-great card.

Message 16 of 21
lonelyisland
Frequent Contributor

Re: Cap One PC Change question

I think the question is about switching from QS MasterCard to QS Visa. Since that VISA is advertised as a Visa signature item, there is a question if 5k is needed to convert. I don't have any experience with MC to VISA switch only in AF removal issues. 

Message 17 of 21
spartantx117
Contributor

Re: Cap One PC Change question

Yes the question from the QS MAtercard to the QS Visa.... I was able to have the annual fee removed but they wouldnt do anything for me changing it to the VISA version.... If there is a 5K minimun to switch im still 1000 away from that...


-------9000-------------9000-------------4000-------------2600-------------1800AU-----------800-------------3200------------18000-------------20000-------

Barclaycard FICO 754
Message 18 of 21
lonelyisland
Frequent Contributor

Re: Cap One PC Change question

Just curious, who removed the annual fee for you? EO? 

Message 19 of 21
spartantx117
Contributor

Re: Cap One PC Change question

Yes the EO removed the annual fee. Chat didn't do anything for me. My wife just emailed the EO last night about hers. They did a PC from Platinum to QS in a secure chat but wouldn't remove her AF. 


-------9000-------------9000-------------4000-------------2600-------------1800AU-----------800-------------3200------------18000-------------20000-------

Barclaycard FICO 754
Message 20 of 21
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