Well at least they notified you unlike some others
@FireMedic1 wrote:Countdown to Cap1 lovely comments in 5, 4, 3, 2, 1.................................
"Oh, YEAH? 
Well, let me tell you about Capital One!!"
... at least that's what I hear on the forums quite a bit. They have their quirks and procedures like all lenders do to some extent. I'll disclose that I never had a bucketed card with them and that seems to be much of the grief along with that process making some falsely believe that they are a "subprime lender." (I keep saying it, but LENDERS aren't Subprime; it's the CONSUMER PROFILE that is subprime. Some lenders just lend more to prime/subprime than others.) Overall, there is a lot that I like about Capital One as I've posted a few times including >HERE<.
Thanks for the data point and the heads-up, @Anonymous. I waffle sometimes with keeping these lower-earning cards open, but I like keeping the relationship open with Capital One. Maybe one day they will allow more liberal use of product changes or credit line consolidation, or maybe they will finally get around to enhancing the rewards structure on Quicksilver. (It was the first widely-available 1.5% card, if I recall correctly, and help drive the overall industry to higher cash-back. They've just become stagnant.) I just put a few hundred dollars of spend on my QS to keep it active, including ~HORRORS~ some spend that would have gotten much higher than a 2% or 3% card cash back card! 
Oh, the heresy.
From my experience, most of the major national banks (excluding a couple that are well known) are likely to allow major bankcards like a Quicksilver to stay open about 12-24 months without shutdown, and they'll often give you a heads-up unlike store credit cards. I went 12 months without using my Chase Freedom and they gave me a 60-day heads-up to use it or allow it to close. (I closed and consolidated.)
