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Cap one prequalify site

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Anonymous
Not applicable

Cap one prequalify site

Has anyone been approved for a cap one even though you didn't prequalify? I have had a secured card with them for 9 months but still don't prequalify and am wondering if I should pull the trigger and apply. Scores are in the mid 500's with transunion being the highest at 561.

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Cap one prequalify site

Yes I have apped for a venture card when I was not pre qualified and recv a 15,000 limit.  Definitely worked for me.

Message 2 of 7
Anonymous
Not applicable

Re: Cap one prequalify site

I cold apped for Venture and Venture one and was approved for $15k and $7.5k. Don't apply for those or the QS Visa signature. You might get a Platinum or QS1. Understand that there will be a credit pull on all three bureaus. I got a platinum right out of a CH7 BK. Good luck!

Message 3 of 7
Anonymous
Not applicable

Re: Cap one prequalify site

Yup got both my cap 1 cards even though I wasn't pre qualified. 

Message 4 of 7
Skye12329
Valued Contributor

Re: Cap one prequalify site

Scores might be a bit too low to qualify at this moment.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 5 of 7
Loquat
Moderator Emeritus

Re: Cap one prequalify site

I cold app'd for my VentureOne cards back to back and was approved...$10k on one and $7.5k on the other.  Never could get them to show on the prequalify...just decided to give it a go and it worked.  

Message 6 of 7
Anonymous
Not applicable

Re: Cap one prequalify site

I cold app'd and was approved for a quicksilver with a $5k sl, my DW also cold app'd and was approved for a venture with a $5k sl.

Message 7 of 7
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